No searching for a lender, decisions are made in-house

Rates starting at WSJ Prime MINUS 1% (3.5% Fully-Indexed as of 10/17/2008)

Quick decisions. Typically 48 hours for terms

Common sense underwriting! Loans that make sense will be made

Ability to escrow payments in order to qualify for debt-service

Stated Income loans available

Cross-Collateralization and Pledged-Assets enable us to finance 100% Loan to Value

No cash out limitations

$3MM dollar minimum net-worth required

Credit - We are not fico score driven

All 50 US States serviced